HEALTH INSURANCE

 

MANDATORY HEALTH INSURANCE:

All domestic undergraduate students enrolled in 6 or more credit hours are required to purchase the Student Health Insurance Plan, unless proof of comparable coverage is furnished.
For fall of 2017, all newly admitted international undergraduate students, are automatically enrolled and cannot waive out of coverage. This practice was implemented to insure that international students, who are not subject to requirements of the Affordable Care Act, receive appropriately comprehensive insurance coverage.
All continuing international undergraduate students who were enrolled at the University of Maryland - College Park for the 2016-2017 school year and prior, are required to purchase this insurance Plan, unless proof of comparable coverage is furnished.

 

  • Secure website for completing the on-line waiver: www.firststudent.com (this is the only way to waive)
  •  ALL undergraduate students, taking 6 credits or more, must have health insurance
  • Your student will automatically be billed and enrolled in the University-sponsored plan for the insurance plan year (August 1st –July 31st) if he/she does not complete the on-line waiver. Credit will not be given after enrollment. 

 

GENERAL HEALTH INSURANCE INFORMATION:

  • The Health Center is able to bill many insurance plans for the cost of services 
  • We are considered out-of-network & can not bill some HMO/POS plans such as Kaiser & Tricare Prime. We can not bill Medicare and out of state Medicaid. 
  • Check with your insurance provider to see what is covered; do not assume that services provided by UHC will be covered; many plans do NOT cover services outside of their geographical areas 
  • Services not covered by insurance are the student’s responsibility
  • If your insurance is UNITED HEALTHCARE MDIPA, UNITED HEALTHCARE OPTIMUM CHOICE, OR BLUE CROSS BLUE SHIELD BLUE CHOICE , you have an HMO
  • For UHC Optimum Choice or MDIPA, call member services (the phone number is on your ID card) and make University Health Center the PCP (Primary Care Provider) for your student for visits at the University Health Center to be considered
  • For BCBS Blue Choice, call member services and name one of our providers as PCP for  your student.  If this is done, visits at University Health Center may be considered for coverage


 

PARENT'S HEALTH PLANSTUDENT HEALTH PLAN
  • Applicable co-pays, co-insurance, or deductible according to your plan
  • If the Health Center does not participate in your plan, as a courtesy, your insurance will be billed where applicable
  • You are fully responsible for services not covered by your insurance plan

  • No co-pays, co-insurance or deductible when seen at the University Health Center
  • Most services at the University Health Center are covered; inlcuding x-rays and lab tests. 
  • Co-pay for meds

 


PHARMACY INSURANCE

  • The Pharmacy accepts many major prescription cards
  • Check out the pharmacy’s webpage for more information about available pharmacy services

INSURANCE CARDS

  • Stop by the Health Center to leave a copy of your insurance card(s)
  • Your student should have his/her own card
  • Providing the Health Center with a copy of your card does NOT fulfill the mandatory health insurance waiver requirement
  • Completing the on-line waiver does NOT transfer your insurance information to the Health Center’s billing system