The Student Health Insurance Plan (SHIP)

The American College Health Association notes that “SHIPs are an outstanding value for students due to robust and broad coverage, often at half the cost of comparable employee plans… SHIPs are uniquely designed for the lifestyles of college students. Specifically, SHIP coverage accounts for the mobility of the student patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.”

 

About the Student Health Insurance Plan (SHIP)

The University of Maryland SHIP insurance plan is a platinum level insurance plan. Beginning August 1st 2019, SHIP coverage will be provided by CareFirst Blue Preferred PPO through Academic Health Plans (AHP).

SHIP covers most services at the Health Center. When utilizing the Health Center, SHIP patients do not have deductibles and no fee is required for covered services.

For information about the SHIP CareFirst Blue Preferred PPO plan, please call 1-855-891-0173 or visit https://umd.myahpcare.com/.

Who can Purchase SHIP?

Who can Purchase SHIP?

Those who can purchase SHIP are:

  1. Undergraduate students with 6 or more credits at enrollment time.
     
  2. Graduate students with 1 or more credits at enrollment time.
     
  3. Visiting scholars.
     
  4. Students that do not have adequate health insurance coverage and international students that enrolled starting in Fall 2017 must purchase SHIP.

 

Who is eligible to Complete the Waiver?

Who can do the Waiver?

Fall Waiver

Each academic year, the University requires that the following students enrolled in 6 or more credits in the Fall, either enroll or waive SHIP:

  1. Domestic Undergraduate Students
  2. International Undergraduate Students that enrolled at UMD prior to Fall 2017

Spring Waiver

For the Spring Waiver the following students enrolled in 6 or more credits must complete the waiver or enroll in SHIP:

  1. Newly admitted domestic undergraduate students
  2. Newly admitted undergraduate transfer students
  3. Returning undergraduates that were not enrolled Fall 2019

After the initial Spring semester, the Fall waiver must be completed every academic year.

Please Note: newly admitted students will be able to complete the waiver after they have registered for classes.

How do I Waive SHIP for the Academic Year 2019-2020?

2019-2020 Insurance Waiver

For waivers submitted after 7/31/19:

If your waiver was approved and you have been billed for SHIP, a credit will be posted to your account on the next billing cycle (minimum 10-12 business days).

 

To Waive 2019-2020 SHIP:

The waiver must be completed by September 15th 2019. Students that have not completed the waiver by the aforementioned date will be enrolled in SHIP and the premium fee will remain on their tuition bill.

Please Note: newly admitted students will be able to complete the waiver after they have registered for classes.

  1. Have an electronic copy of your current insurance card and your University of Maryland student ID.
  2. Go to https://umd.myahpcare.com/waiver.
  3. Log in to the system by using the following:
    • Login - UMD ID (ex: 111234567)
    • Password - Date of Birth in MMDDYYYY format, unless previously changed (ex: 01011990).
  4. Select the "SIGN IN" button.
  5. On the home page, click the "WAIVE" button from the "I Already Have Insurance" section.
  6. Enter your insurance information and attach the required documentation.
  7. Select the "SUBMIT WAIVER" button at the bottom of the waiver form.

 

How to know if my Waiver was submitted and Verified:

If your waiver was approved, you would have received an auto generated confirmation email from AHP (please check spam and junk folders). If you cannot find your confirmation email, please call AHP at 1-855-891-0173.

 

How do I Enroll in SHIP for the Academic Year 2019-2020?

SHIP 2019-2020 Enrollment

International Students:

International Undergraduate Students entering UMD beginning Fall 2017 with an F or J Visa are automatically enrolled in the Student Health Insurance Plan (SHIP). Please bring a copy of your insurance card (digital is fine) to your first Health Center appointment.

 

Please call AHP 1-855-891-0173 if you need to:

  1. Confirm enrollment
  2. Obtain your Member ID
  3. Access your digital ID Card
  4. Learn more about your health plan

 

To Enroll in SHIP 2019-2020:

It can take up to 10 days for your enrollment to be processed and your Member ID to become available in the system. You will receive an email from info4students@ahpcare.com with your Member ID once it has been processed.

  1. Go to https://umd.myahpcare.com/enrollment.
  2. Log in to the system by using the following:
    • Login - UMD ID (ex: 111234567)
    • Password - Date of Birth in MMDDYYYY format, unless previously changed (ex: 01011990).
  3. Select the "SIGN IN" button.
  4. On the home page, select the "ENROLL" button from the "I Need Health Insurance" section.
  5. Read the Terms and Conditions
  6. If you accept the Terms and Conditions, enter your initials in the box and select the "OK" button.

For additional information or assistance, please contact Academic Health Plans Customer Service at 1-855-891-0173.

 

How do I get my 2019-2020 Health Insurance Card?

2019-2020 Health Insurance Card

To get an electronic copy of your insurance card:

Please obtain a copy of your insurance card before your first appointment.

  1. Call CareFirst at 1-844-898-3332 to request your member ID number (it should start with XIL).
  2. Once you have your member ID number, go to umd.myahpcare.com.
  3. Click on "Electronic ID Card".
  4. Register with your member ID number and date of birth.

For assistance via the phone, please call 1-855-891-0173.

 

SHIP 2019-2020 Rates

SHIP 2019-2020 Rates

*prices subject to change

Annual

Aug 1 2019 - July 31 2020

Medical Combined

Student

$ 1,298.00

Student & Spouse

$ 2,596.00

Student & Children

$ 2,596.00

Student & Spouse & Children

$ 3,894.00