The Student Health Insurance Plan (SHIP)

The American College Health Association notes that “SHIPs are an outstanding value for students due to robust and broad coverage, often at half the cost of comparable employee plans… SHIPs are uniquely designed for the lifestyles of college students. Specifically, SHIP coverage accounts for the mobility of the student patient population by remaining in place while a student engages in student travel or during anticipated breaks in the academic year.”

About the Student Health Insurance Plan (SHIP)

The University of Maryland’s SHIP plan is a platinum level insurance plan; students are covered nationally through the insurance provider’s network. In addition, SHIP covers most services at the University of Maryland Health Center. At the University Health Center, SHIP patients do not have deductibles and no fee is required for covered services.

For more information about SHIP please see below. You can also visit www.firststudent.com.

Who can Purchase SHIP?

Who can Purchase SHIP?

Those who can purchase SHIP are:

  1. Undergraduate students with 6 or more credits at enrollment time.
     
  2. Graduate students with 1 or more credits at enrollment time.
     
  3. Visiting scholars.
     
  4. Students that do not have adequate health insurance coverage and international students that enrolled starting in Fall 2017 must purchase SHIP.

 

How can you Enroll in SHIP?

How to Enroll in SHIP

To enroll in SHIP, please follow these directions:

  1. Go to www.firststudent.com.
     
  2. Select University of Maryland College Park from the drop down menu.
     
  3. Under Student Tools, choose Undergraduate Students.
     
  4. Select Enroll Now.
     
  5. Enter the student’s date of birth and University ID number. Do not enter your Directory ID or SSN. Your University ID number can be found of the Admissions Letter or through the Admissions Portal.
     
  6. Click Continue.
     
  7. Complete Enrollment Form and click the Submit button.
     
  8. A confirmation of enrollment email will be sent to the email address on file with the Registrar’s Office. If you do not see it, please check your spam folder.
     
  9. The plan is active from August 1, 2019.
     
  10. You student account will be billed the annual amount of the premium only once. If you have not been billed at the time of your enrollment, your account will be billed within 2 weeks.

 

Please note:

  1. Being billed for SHIP does not automatically enroll you in the insurance plan. Please follow the above directions.
     
  2. You can purchase SHIP for every academic year however coverage rollover is not automatic. You must go online and enroll every academic year.
     
  3. SHIP does not automatically send out an insurance card. You can download a card on their website or call and request one.
     
  4. SHIP is not automatically put on file with the University Health Center. You must provide them with a copy of your insurance card.

How do I get my SHIP Insurance Card?

How to get your Insurance Card

To get a copy of your insurance card:

  1. Go to www.firststudent.com
     
  2. Pick your school from the drop down menu.
     
  3. Under Student Tools select My Account.
     
  4. Create your account and you will be able to get a copy of the card.